Stewardship & Homeowner Manual
The homebuyer and One Roof enter into the Land Lease Agreement as dual stewards of the home and property to keep the affordability of the home long term.
Land Lease Agreement
Community Land Trust homes cost less than market rate homes because the CLT homebuyer purchases only the house and enters into an agreement with One Roof for the use of the land.
Refinance & Home Equity
Refinancing means that you pay off the entire amount of your existing mortgage and take out a new mortgage.
In exchange for buying a home at an affordable price, the homeowner agreed to sell the home at an affordable price.
Maintaining your home is important to protect your investment and keeping your home a safe and comfortable place to live.
Now that you are a homeowner, you may want to do some improvements to make your house feel more like a home.