Understanding Your Land Lease

Community Land Trust homes cost less than market rate homes because the CLT homebuyer purchases only the house and enters into an agreement with One Roof for the use of the land – this agreement is called the Land Lease. The Land Lease allows the homeowner to secure long-term rights to the land, and also protects the assets of the land by providing One Roof certain rights to safeguard the condition and affordability of the home. This is called Stewardship.

12 E. 4TH STREET
DULUTH, MN 55805

Office Hours:
Monday-Thursday
8:00am-4:30pm*

*In-person appointments and office visits are by appointment only.  Please call 727-5372 to schedule an appointment!

Phone: (218) 727-5372

Fax: (218) 727-9368

Email: info@1roofhousing.org

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Make Loan Payments

Payment Portal Access

To access the portal and submit your payment, visit the link below:
www.borrowersviewcentral.com

Company id:  NHSD
User id: 4 digit loan number
PIN: Last 4 digits of your SS#
Payment Options:  ACH/EFT only (Debit/Credit cards are not accepted)

If you need assistance or have questions about making a payment, please contact Angie: agarner@1roofhousing.org

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