Homeowners

One Roof provides affordable home improvement loan options at virtually any income level.

One Roof specializes in offering home rehabilitation lending options for low- and moderate-income homeowners with terms that are generally more flexible than industry standards. Loans from One Roof are used to improve properties whether through energy efficiency improvements, which lowers the cost of operating a home by lower energy and heating bills, or addressing health and safety issues in the home such as roof repair, mold remediation or addressing accessibility issues in homes that aging populations often experience.

One Roof also hosts a Community Tool Lending Library that is free and open to all residents to check out, free of charge – just like a library.

12 E. 4TH STREET
DULUTH, MN 55805

Office Hours:
Monday-Thursday
8:00am-4:30pm*

*In-person appointments and office visits are by appointment only.  Please call 727-5372 to schedule an appointment!

Phone: (218) 727-5372

Fax: (218) 727-9368

Email: info@1roofhousing.org

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