One-on-One Counseling

FREE private & confidential one-on-one professional advice

Not sure what YOUR next steps should be? Wondering if you might qualify for any down payment or first-time home buyer programs? One Roof Housing Counselors offer FREE private & confidential one-on-one professional advice to help you achieve your dream of homeownership. One Roof Housing Counselors will work with you to:

  • Determine what you can afford
  • Develop a budget and savings plan
  • Find the right mortgage product for your needs
  • Address credit problems that could prevent you from getting a mortgage
  • Create a customized action plan with specific, manageable steps to help you achieve your goals

As part of the counseling process, a One Roof Housing Counselor can provide you a free copy of your credit report that includes your credit score.

For more information about home buyer counseling or to schedule an appointment, please contact Niki by phone or email at: 218-249-0398, nkolodge@1roofhousing.org or Randi by phone or email at: 218-461-8187, romdahl@1roofhousing.org

12 E. 4TH STREET
DULUTH, MN 55805

Office Hours:
Monday-Thursday
8:00am-4:30pm*

*In-person appointments and office visits are by appointment only.  Please call 727-5372 to schedule an appointment!

Phone: (218) 727-5372

Fax: (218) 727-9368

Email: info@1roofhousing.org

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