Home Improvement

Now that you own your home, you may want to do some improvements such as remove carpeting and put in ceramic tile, replace light fixtures with ones that are more your style, put up a fence around the backyard, build a garage. You know, the things that make your home more your home. Long term affordability of your Community Land Trust home and the amount of equity you have in your home influence what improvements you can do and how large of a home improvement loan you can secure. Fill out the Home Improvement Request to get started toward your improvements.

12 E. 4TH STREET
DULUTH, MN 55805

Office Hours:
Monday-Thursday
8:00am-4:30pm*

*In-person appointments and office visits are by appointment only.  Please call 727-5372 to schedule an appointment!

Phone: (218) 727-5372

Fax: (218) 727-9368

Email: info@1roofhousing.org

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Make Loan Payments

Payment Portal Access

To access the portal and submit your payment, visit the link below:
www.borrowersviewcentral.com

Company id:  NHSD
User id: 4 digit loan number
PIN: Last 4 digits of your SS#
Payment Options:  ACH/EFT only (Debit/Credit cards are not accepted)

If you need assistance or have questions about making a payment, please contact Angie: agarner@1roofhousing.org

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