Now that you own your home, you may want to do some improvements such as remove carpeting and put in ceramic tile, replace light fixtures with ones that are more your style, put up a fence around the backyard, build a garage. You know, the things that make your home more your home. Long term affordability of your Community Land Trust home and the amount of equity you have in your home influence what improvements you can do and how large of a home improvement loan you can secure. Fill out the Home Improvement Request to get started toward your improvements.