Purchase Assistance Loan (PAL) Program
One Roof Lending’s alternative to private mortgage insurance (PMI). Qualified homebuyers can finance a down payment loan with an affordable monthly payment through this program, saving the cost of monthly PMI.
Impact Down Payment Assistance Program
This program, funded by Minnesota Housing, provides income-qualified buyers ~$20,000 to help with upfront home purchase costs. Funding is limited and awarded first-come, first-served