Purchase Assistance Loan (PAL) Program
One Roof Lending’s alternative to private mortgage insurance (PMI). Qualified homebuyers can finance a down payment loan with an affordable monthly payment through this program, saving the cost of monthly PMI.
Essentia Homeowners Hillside Incentive Program (HHIP)
Initial funding for the Essentia Hillside Homeownership Incentive Program has been exhausted. The application portal is closed at the present time. Please check back for updates.